Having a family can be a rewarding experience for many individuals and couples. While children can be a bundle of joy for many people, they can be very expensive. With the current economic crisis, many people find themselves supporting an entire family with a single income source. The following guide provides simple tips and tricks on how to take care of a family of four on a single income source.
When taking care of a family on a single source of income, it’s important to determine if one is above or under the federal poverty guideline. For a family of four, an income below $23,000 indicates poverty. If an individual is working a job at or near minimum wage full time, this will fall below the federal poverty guidelines.
In many cases, it may be possible for a family to receive government assistance if their income falls below the federal poverty guideline. This assistance can include utility assistance, food stamps, Medicaid and other services.
In addition, a family of four will often qualify for Section 8 housing if their income is below the national poverty line. However, demand for Section 8 housing can be very high. In some cases, the wait times for this type of housing can be several years. However, families with children often receive higher priority for this type of housing than singles and couples.
There are also a number of changes that one can make to ensure that a family reduces its monthly costs. Instead of eating out, try to eat at home as often as possible. It’s important to remember that eating at home doesn’t mean one has to eat an unhealthy diet.
For example, it’s important to not feed one’s family noodles, bread and cheap cuts of meat every night. This can increase the risk of diabetes and other diet-related diseases. Instead, it’s a good idea to look for wholesome, affordable foods that can improve one’s health.
For example, it’s often possible to purchase whole foods in bulk. This can include beans, lentils, whole wheat flour, soy flour and more. In addition, it’s often possible to get canned vegetables and canned fruits for a fraction of the price of fresh produce. By ensuring that one’s family has a diet with plenty of fruits and vegetables, it’s possible to avoid many types of illnesses.
In addition, it may be possible to have children’s meals managed by their school. In many cases, schools will provide reduced-cost or free meals to children who live in a family with a poverty-level income. While not all schools offer more than lunch, there are many schools that offer breakfast and lunch to students. This can be a great way to ensure that children receive fresh fruit and vegetables in their diet.
If a family lives in a rural area, it may be possible to grow one’s own vegetables. In addition to the enjoyment of gardening, this can be a great way to get plenty of healthy options on one’s dining table. It’s often possible to buy fertilizer and seeds for a fraction of the price of prepared foods.
In addition, it’s a good idea to cut out all entertainment expenses until one has savings. If a family doesn’t have money saved, it’s a good idea to avoid unnecessary expenses.